Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 836,255 911,444 1,008,486 1,037,664
Gross Loans HFI Growth 9.97 11.85 42.50 11.65
1-4 Family Loans/ Loans 11.90 10.88 12.28 11.60
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 55.63 56.57 55.68 55.57
Real Estate Loans/ Loans 67.53 67.45 67.96 67.17
Construction & Development Loans/ Loans 6.34 6.85 7.32 7.98
Home Equity Loans/ Loans 4.62 4.60 4.48 4.61
Credit Card Loans/ Loans 0 0.05 0.02 0.01
Vehicle Loans/ Loans 0.06 0.13 0.07 0.06
Other Consumer Loans/ Loans 0.27 0.24 0.39 0.39
Consumer Loans/ Loans 4.95 5.03 4.96 5.08
Commercial Loans/ Loans 21.18 20.68 19.76 19.77
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 971,887 1,023,568 1,212,423 1,236,518
Deposit Growth 15.61 9.43 73.80 7.95
Transaction Acct Deps/Tot Deps 48.21 50.11 45.47 44.97
Savings Acct Deps/Tot Deposits 6.50 6.13 14.43 13.90
Money Mkt Deps/Tot Deposits 26.26 24.06 22.31 22.10
MMDA & Savings/Total Deposits 32.76 30.19 36.74 35.99
Retail Time Deps/Tot Deposits 9.86 9.37 8.62 8.49
Jumbo Time Deposits/ Deposits 9.17 10.33 9.17 10.54
Tot Time Deposits/Tot Deposits 19.03 19.70 17.79 19.03
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 80.97 80.30 82.21 80.97
Core Deposits/Total Deposits 90.83 89.67 90.83 89.46
Noninterest-bearing Deposits/ Deposits 14.08 15.99 16.11 16.74
Interest-bearing Deposits/ Deposits 85.92 84.01 83.89 83.26
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.