Peer Analysis

Performance Ratios (%) MPB Peer Median Peer Average
ROAA 0.75 1.05 1.05
ROAE 7.03 10.61 10.57
Net Interest Margin 3.65 3.63 3.67
Efficiency Ratio 68.96 65.15 65.38
Loans / Deposits 94.93 91.66 93.62
Asset Quality Ratios (%)
NPAs / Assets 0.33 0.66 0.82
NCOs / Avg Loans 0.02 0.07 0.08
Reserves / Loans 0.52 1.15 1.23
Reserves / NPAs 124.27 122.66 162.93
Capital Ratios (%)
Tier 1 Capital 9.80 12.87 13.68
Tangible Equity / Tangible Assets 7.84 9.50 9.92
Total Equity / Total Assets 10.83 10.54 10.50
Market Ratios
Price / Earnings (x) 14.18 12.55 13.50
Price / Book (%) 94.48 121.51 119.78
Dividend Yield (%) 2.79 2.86 2.55
Data for trailing four quarters

Mid Penn Bancorp, Inc.'s peer group consists of the following: American Bank Incorporated (AMBK), CB Financial Services, Inc. (CBFV), Dimeco, Inc. (DIMC), Embassy Bancorp Inc. (EMYB), Honat Bancorp, Inc. (HONT), Muncy Bank Financial, Inc. (MYBF), New Tripoli Bancorp, Inc. (NTBP), Norwood Financial Corp. (NWFL), Riverview Financial Corporation (RIVE), Royal Bancshares of Pennsylvania, Inc.

Mid Penn Bancorp, Inc.'s financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019 except for these companies:

Royal Bancshares of Pennsylvania, Inc.'s financial data is as of 9/30/2017.